MARINA, M.; HADIPRAJITNO, P. B. Risk-Taking as Moderating Variable for The Impact of Financial Literacy, Financial Inclusion and Digital Technology Utilization on MSMEs’ Performance. International Journal of Economics Development Research (IJEDR), [S. l.], v. 5, n. 3, p. 2443–2459, 2024. DOI: 10.37385/ijedr.v5i3.4961. Disponível em: https://yrpipku.com/journal/index.php/ijedr/article/view/4961. Acesso em: 12 jul. 2025.