CAHYO, S. D.; MUBAROK, A. S.; ASTUTI, F. Y. A Role Financial Inclusion in Moderating Digital Literacy, Innovation, and Certification for SMEs. International Journal of Economics Development Research (IJEDR), [S. l.], v. 5, n. 4, p. 3570–3587, 2024. DOI: 10.37385/ijedr.v5i4.6198. Disponível em: https://yrpipku.com/journal/index.php/ijedr/article/view/6198. Acesso em: 6 jul. 2025.