Irman, Mimelientesa, Suwitho Suwitho, and Fadrul Fadrul. “Sociodemographic Factors on Financial Literacy of University Students in Pekanbaru, Indonesia”. International Journal of Economics Development Research (IJEDR) 1, no. 3 (December 20, 2020): 225–242. Accessed July 2, 2025. https://yrpipku.com/journal/index.php/ijedr/article/view/120.