Melyaningrum, S., & Hidayati, A. N. . (2024). Pengaruh Literasi Keuangan Syariah, Locus of Control, dan M-Payment Terhadap Perilaku Keuangan Mahasiswa FEBI UIN Sayyid Ali Rahmatullah Tulungagung angkatan 2019-2021. Management Studies and Entrepreneurship Journal (MSEJ), 4(5), 7006–7020. https://doi.org/10.37385/msej.v4i6.2451