Ratnawita, Ratnawita, Syahidin Syahidin, Dian Ariani, Abd. Jalil, and Bagus Pambudi. “Menetapkan Peran Pertumbuhan Ekonomi Dalam Memoderasi Faktor-Faktor Penentu Pembiayaan”. Management Studies and Entrepreneurship Journal (MSEJ) 5, no. 2 (November 19, 2024): 5124–5134. Accessed July 13, 2025. https://yrpipku.com/journal/index.php/msej/article/view/6437.