Analysis of Cashless Transaction Behavior With Maqashid Syariah Approach

Authors

  • M. Riswan Azifi Universitas Islam Negeri Sumatera Utara
  • Nurbaiti Universitas Islam Negeri Sumatera Utara
  • Budi Dharma Universitas Islam Negeri Sumatera Utara

DOI:

https://doi.org/10.37385/ijedr.v5i1.4535

Keywords:

Al-dharuriyyat al-khams, Cashless Transaction Behavior, Maqashid Syariah

Abstract

Cashless transactions are a trend in mature economic activity. This phenomenon is analyzed using the maq ashid sharia approach in the perspective of al-dharuriyyat al-khams , with the aim of seeing its relevance to sharia economics. The research uses a qualitative approach, with a systematic literature review method. The results of the research exploration are the findings that the use of cashless is in line with the concept of maqashid sharia in Islamic law, meaning that in essence the use of this feature is important to use, but considering the changes in the digital era that are so massive, changing the consumption behavior of people who tend to be consumptive, it is based on maqashid sharia on the five principles of maintaining al- -dharuriyyat al-khams, namely safeguarding religion, soul, mind, lineage and property, it is clear that a Muslim must try to protect his assets in transactions using non-cash . in order to maintain assets/malls which in the study of maqashid sharia are included as one of the dharuriyah al-khamsah that must be maintained.

References

Al-Syatibi. (2003). al-Muwafaqat fi Ushul al-Shari'ah (2nd ed., Vol. 1). Dar Al Pole Al Ilmiyah.

Al-Raisuni, M. (1992). Nadariyat al-Maqashid 'Inda al-Imam al-Syatibi . Mu'assasah Al-Jami'ah.

Al-Yubi, M. (1998). Maqashidu al-Syariah al-Islamiyah wa 'Alaqatuha bi al-Adillati al-Syariyyah . Daar Al-Hijrah.

Alfiah, S. E., Thantawi, T. R., & Putra, B. P. (2022). Analisis Maqashid Syariah Persepsi Dan Perilaku Masyarakat Terhadap Program Bantuan Pangan Non Tunai Desa Di Masa Pandemi Covid-19 (Studi Kecamatan Pamijahan Kabupaten Bogor). Sahid Business JournaL, 1(02), 78-86.

Asnawi, N. (2022). An Analysis of Islamic Business Ethics in E-Wallet in Indonesia with A Case Study of Go-Pay. Journal of Islamic Economics Lariba, 8(2).

Fauziah, I.Y.(2014). Basic Principles of Islamic Economics from Maqashid al-Syariah Perspective . Prenada Media Group.

Gunawan, I. (2016). Qualitative Research Methods: Theory and Practice (1st ed.). Literary Earth.

Harfandi, H., ZZ, & SE (2022). The Influence of Entrepreneurial Attitudes and Knowledge on Students' Entrepreneurial Intentions. Journal of Economic Studies , 6 (1), 60–75.

Hasan, Z., Jayanti, E. D., Azlina, N., Lestari, R., & Muslim, M. (2022). Prospect of Islamic Electronic Money in Indonesia: Case Study on the LinkAja Application. JESI (Jurnal Ekonomi Syariah Indonesia), 12(1), 1-13.

Hidayatullah, M. S. (2023). Electronic Money As A Contemporary Financial Product From The Perspective of Islamic Economic Law (Juridical, Philosophical, And Sociological Studies). Istidal: Jurnal Studi Hukum Islam, 10(1), 20-34.

Ismail, N. (2014). Maqashid Sharia in Islamic Economics (1st ed.). Smart WR.

Moh. Toriquuddin. (2014). Maqashid Theory from al-Syatibi's Perspective. De Jure: Journal of Sharia and Law , 6 (1).

Maulida, S., & Rusydiana, A. S. (2022). Twitter Sentiment Analysis on Credit Card. Maqasid al-Shariah Review, 1(1).

Nurbaiti, N., Asmuni, A., Soemitra, A., Imsar, I., & Aisyah, S. (2023). Behavior analysis of MSMEs in Indonesia using fintech lending comparative study between sharia fintech lending and conventional fintech lending. JPPI (Jurnal Penelitian Pendidikan Indonesia), 9(4), 92-99.

Nurjannah, N., Misbach, I., & Muin, R. (2021). The Maslahah of Muslim Consumer Behavior in Using E-Wallet in Makassar City. FITRAH: Jurnal Kajian Ilmu-Ilmu Keislaman, 7(1), 1-18.

Puteri, H. E., Arinda, N., Mulyana, C. A., Puspita, D. O., & Husna, V. A. (2022). Examining the determinants of using e-money prepaid software for millennial generation. European Journal of Business and Management Research, 7(2), 183-191.

Rahmani, N.A (2022). Qualitative and Quantitative Research Methodology . Rahmani's Light of Grace.

Satria, A. D., Anita, A., Krismadayanti, K., & Noviarita, H. (2021). Development of Sharia Finance Digitalization Towards Inclusive Finance Within a Sharia Maqashid Framework (Case Study on PT Bank Syariah Indonesia’s BSI Mobile Banking Product). Journal of Islamic Business and Economic Review, 4(2), 84-96.

Soemitra, A., Irawan, D., & Fitrah, R. (2021). Electronic Money in Islamic View: Literature Study. International Journal of Engineering Technology Research & Management, 5(08), 58-67.

Yani, E. A., & Widjajanto, H. (2023). Goodbye Currency (In The Approach To Economic Law and Sharia Economic Law). Fox Justi: Jurnal Ilmu Hukum, 14(01), 64-72.

Downloads

Published

2023-11-28

How to Cite

Azifi, M. R., Nurbaiti, & Dharma, B. (2023). Analysis of Cashless Transaction Behavior With Maqashid Syariah Approach. International Journal of Economics Development Research (IJEDR), 4(4), 1959–1970. https://doi.org/10.37385/ijedr.v5i1.4535