Impact Of Covid 19 On Micro, Small And Medium Self Financed Businesses Among Single Mothers In Sapele Metropolis


  • Akelemor Edith Ejiro Boye Delta State Polytechnic, Nigeria



COVID-19, MSMEs Survival Fund, Single Mother Entrepreneurs, Self-Financed Business


The MSME Survival Fund was expected to assist the private sector in broadening the country's economy, with an emphasis on women in particular. Understanding how the MSME survival fund programme affects the mechanisms can be exploited to ensure the long-term viability of small and medium businesses is critical. This investigated the impact of COVID-19 on small and medium self-financed businesses among single mothers in Sapele Metropolis as well as the effectiveness of MSMEs survival fund in ameliorating the effect of COVID-19 on MSMEs business. 256 singles mothers were sample for the study multistage sampling procedure which comprises of stratified random sampling technique, purposive sampling technique and accidental sampling technique. The stratified sampling technique was used to sample 8 major communities in Sapele Metroplis. Accidental sampling was used to select 32 single mothers that own MSMEs from each of the communities. The study adopted a validated questionnaire titled “impact of COVID-19 on MSMEs business with a reliability index of 0.87. The data was analysed using mean, standard deviation, percentage, and Chi Square were used in analysing the data in SPSS version 25. The study found that COVID-19 caused unprecedented reduction in business contract; reduction in access to products/raw materials; reduction in production capacity; reduction in delivery of goods and services; and reduction in sales volume. 18.14% and 25.00% of the single mothers who own self-financed MSMEs accessed the MSMEs survival grant and loan respectively. COVId-19 had a negative strong impact on business operations while MSMEs survival fund had no significant impact on the revitalizations of Business operations of Single mother entrepreneurs. It was critical recommendations among others that Government should make preparations for occurrences like COVID-19, which are likely to have a negative impact on organisations.


Aderemi, T. A., Ojo, L. B., Ifeanyi, O. J., & Efunbajo, S. A. (2020). Impact of Corona Virus (COVID-19) Pandemic on Small and Medium Scale Enterprises (SMEs) in Nigeria: A Critical Case Study. Œconomica, 16(4).

Aladejebi, O. (2020). Managing small businesses in Nigeria during Covid-19 crisis: Impact and survival strategies. IOSR Journal of Business and Management (IOSR-JBM), 22 (8), 24- 34

Bartik, A., Bertrand, M., Cullen, Z.O., Glaeser, E. L. Luca, M. and Stanton, C. (2020). The impact of COVID-19 on small business outcomes and expectations. Working Paper 20-102. Retrieved from

Bularafa, B. A., & Adamu, U. G. (2021). Effect of COVID-19 Pandemic on SME Performance in Nigeria. Advanced International Journal of Business, Entrepreneurship and SMEs, 3 (7), 75-92.

Chopra, S., & Sodhi, S.M. (2004). Managing risk to avoid supply-chain breakdown. MIT Sloan Management Review, 46(1), 53-61.

Czech, B. (2013). Supply shock: Economic growth at the crossroads and the steady state solution. Gabriola Island: Canada.

Dauda, A. K., Awotide, B. A., Kareem, O. W & Olatinwo, L.K. (2022). From pandemic to recovery: Evidence from the effect of survival fund post-covid-19 recovery strategies on rural enterprises in Northcentral, Nigeria. African Economic Conference.

Durkheim, E. (1984). The division of labor in society: Macmillan: Basingstoke.

Frank T. (2020). Coronavirus: China Grants Banks Extra Funding to Spur Loans to Hard-Hit Small Businesses, South China Morning

Friedman, B. D., & Allen, K. N. (2011). Systems theory. Theory & Practice in Clinical Social Work, 2(3), 3-20.

Hall, R., & Lieberman, M. (2012). Economics: Principles and Applications. Cengage Learning, ISBN 1-111-82234-4.

Harapan, H., Itoh, N., Yufika, A., Winardi, W., Keam, S., Te, H., Mudatsir, M. (2020). Coronavirus disease 2019 (COVID-19): A literature review. Journal of Infection and Public Health, 13(2020), 667-673.

Ifekwem, N. and Adedamola, O. (2016). Survival strategies and sustainability of small and medium enterprises in the Oshodi-Isolo Local Government Area of Lagos State. Acta Universitatis Sapientiae Economics and Business, 103-118. doi:10 1515/auseb-2016-0006

ILO (2020a). COVID-19 and world of work: Impacts and responses. Geneva: International Labour Organization.

Jugu, Y. G. & OBAKA, A. I. (2020). Effect of COVID-19 on retail businesses in Nigeria: A survey of selected SMEs. Discovery, 56(299), 748-765.

KPMG (2020). Coronavirus: Global and domestic impact. KPMG International. Retrieved from www.KPMG/ng

Matt, C., Linda L., and Matt W. . (2020). COVID-19: Implications for Business, McKinsey & Company, March 2020. Online @ business.

Mogaji, E. (2020). Financial vulnerability during a pandemic: insights for coronavirus disease (COVID-19). Mogaji, E, 57-63.

Moore, N. (2020). Chloroquine for COVID-19 infection: Springer.

MSMEs, (2017). The NBS-SMEDAN 2017 Report on MSMEs. Retrieved from

National Bureau of Statistics (NBS) (2020). Third quarter report 2020. Federal Republic of Nigeria, Abuja.

Nicola, M., Z. Alsafi, C. Sohrabi, A. Kerwan, A. Al-Jabir, C. Iosifidis, and R. Agha. (2020).The socio-economic implications of the coronavirus pandemic (COVID-19): A review. International Journal of Surgery, 78, 185–193.

Nworgu, B. G. (2015). Educational research: Basic Issues and Methodology (3rd ed.). University Trust Publisher

Nyong, A., Bapna, M., Jaegerand, J. & Clarke, E (2021). Nigeria Moves Toward a Sustainable COVID-19 Recovery. World Resources Institute.

Ohia, C., Bakarey, A. S., & Ahmad, T. (2020). COVID-19 and Nigeria: putting the realities in context. International Journal of Infectious Diseases, 95(2020), 279-281.

Okpeli, A. O. (2018). Description of Sapele Metropolis.

Ozili, P. (2020). Covid-19 pandemic and economic crisis: The Nigerian experience and structural causes. SSRN Electronic Journal, 1-19. doi:10.2139/ssrn.3567419

Schrank, H. L., Marshall, M. I., Hall-Phillips, A., Wiatt, R. F., & Jones, N. E. (2013). Small business demise and recovery after Katrina: rate of survival and demise. Natural Hazards, 65(3), 2353-2374.

Shereen, M. A., Khan, S., Kazmi, A., Bashir, N., & Siddique, R. (2020). COVID-19 infection: Origin, transmission, and characteristics of human coronaviruses. Journal of Advanced Research, 24, 91-98.

Sumner, A., C. Hoy, and E. Ortiz-Juarez. (2020). Estimates of the impact of COVID-19 on global poverty. UNUWIDER working paper 2020/43.

UN-Habitat & WFP. (2020). Impact of COVID-19 on livelihoods, food security & nutrition in East Africa: Urban focus Retrieved from

Unhale, S. S., Ansar, Q. B., Sanap, S., Thakhre, S., Wadatkar, S., Bairagi, R., . . . Biyani, K. (2020). A review on coronavirus (COVID-19). World Journal of Pharmaceutical and Life Sciences, 6(4), 109-115

WHO. (2020). Timeline of WHO’s response to COVID-19. World Health Organization. Retrieved from

World Bank. (2020). Assessing the economic impact of COVID-19 and policy responses in Sub-Saharan Africa. Africa’s pulse. Washington: World Bank Group.

Wuen H. L. and Wu J. F. (2020). 'Research Report on Companies' Survival and Development Strategy During a Noval Coronavirus Epidemic, Beijing: UIBE Press, February 2020




How to Cite

Boye, . A. E. E. (2023). Impact Of Covid 19 On Micro, Small And Medium Self Financed Businesses Among Single Mothers In Sapele Metropolis . International Journal of Economics Development Research (IJEDR), 4(1), 10–26.