Crowdfunding Dalam Islam: Prinsip, Praktik, Dan Implementasi
DOI:
https://doi.org/10.37385/msej.v5i2.5440Keywords:
crowdfunding, donation, finance, sharia, transparencyAbstract
Sharia crowdfunding is a fundsraising method that complies with the Islamic law principles, such as the prohibition of gharar, usury, and maysir. This research aims to explore the principles, practices and implementation of sharia crowdfunding through a Systematic Literature Review (SLR) approach. By analyzing 15 sources from relevant journals and books, this research found that sharia crowdfunding adopts financing models such as musyarakah and mudharabah to ensure fair and transparent transactions. The implementation of sharia crowdfunding in various countries shows that strong regulations and the adoption of technologies such as blockchain can increase transparency and user trust. The main challenges identified include varying understanding of sharia principles, as well as the need education and regulation more comprehensive. The suggestions given include increasing education, strengthening regulations, adopting technology, collaboration and better project monitoring. This research makes a significant contribution to the understanding and development of sustainable sharia crowdfunding.
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